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What is a Merchant of Record (MoR)? And Why it is important for High Risk Merchants
A Merchant of Record (MoR) is the legal entity that is considered the seller to the end customer—it’s the name that typically appears on the customer’s card/bank statement and it takes responsibility for the transaction, including handling refunds and chargebacks and other payment-related liabilities.

Andrea Ricci, CPA
Jan 134 min read


5 Tips for Opening a Merchant Account for High-Risk Businesses
If you run an adult website or an online casino, you already know the truth: payments are often harder than traffic, content, or even compliance. Banks and processors don’t just look at your revenue—they look at chargeback risk, regulatory exposure, card network rules, reputation, and how “clean” your operational setup is. The good news: high-risk merchant accounts are absolutely doable!

Andrea Ricci, CPA
Jan 124 min read


Understanding Gambling: Key Elements of Consideration, Chance, and Rewards and the Need for a iGaming License
At its core, gambling involves risking something of value, usually money, on an event with an uncertain outcome. The goal is to win a prize or reward, which can also be monetary or non-monetary. To understand gambling fully, it’s important to look at its three key components.

Andrea Ricci, CPA
Nov 24, 20255 min read


Rota vs. Curaçao: A Comprehensive Comparison for Online Casino Licensing
The new Rota casino license offers a U.S. Territory framework with stronger AML, clearer oversight and the option to remain tax-neutral offshore, while Curaçao keeps its edge on ultra-low profit tax and sports betting coverage. Choosing between them depends on whether you prioritise compliance credibility or pure cost efficiency.

Andrea Ricci, CPA
Nov 19, 20257 min read


The Tax Framework for the New Rota International iGaming License (2025 Update)
If you’re exploring the Rota iGaming license (sometimes referenced as the Rota online casino license), here’s the operator-focused tax picture you need—what’s due locally in Rota, what’s due CNMI-wide, how timing works, and how these pieces fit together for effective tax planning around Rota iGaming tax.

Andrea Ricci, CPA
Nov 8, 20253 min read


The Advantages of the New CNMI iGaming and Online Casino License for US Territory Gambling
The Commonwealth of the Northern Mariana Islands (CNMI) has launched a new iGaming and online casino license, aiming to attract online gambling operators and improve its economy. This post will examine how this new license benefits both operators and players in this US territory.

Andrea Ricci, CPA
Nov 5, 20254 min read


Examining the Anjouan Gaming License: Unveiling the Scam Behind the Illusion
Online gaming licenses are crucial for establishing the trustworthiness of gambling sites. They act as a reassurance for players, indicating that they are engaging with a regulated entity. However, the Anjouan Online Gaming License has gained a dubious reputation

Andrea Ricci, CPA
Jul 9, 20255 min read


Navigating the Process: Opening a High Risk Merchant Account with HighRiskPay
HighRiskPay specializes in assisting businesses classified as "high risk" in securing payment processing solutions tailored to their needs

Andrea Ricci, CPA
Mar 12, 20254 min read


Uncovering the Importance of Kahnawake Client Provider Authorization in iGaming: A Professional Perspective
In the fast-paced world of online gaming, staying compliant with regulations is crucial. As the iGaming sector grows, jurisdictions like Kah

Andrea Ricci, CPA
Feb 2, 20254 min read


Unlocking the World of iGaming: Curacao License Requirements
Obtaining a Curacao iGaming License not only legitimizes your online gaming platform but also opens up avenues to a broader market.

Andrea Ricci, CPA
Jun 30, 20242 min read


Understanding the Gaming Privilege Tax in Gibraltar
In the world of gaming and gambling, regulations and taxes play a vital role in shaping the industry landscape.

Andrea Ricci, CPA
Jun 30, 20242 min read
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